The special of SecretCard

Enjoy the finest and secure services with Secret Card. The benefits include:


Highly Confidential

All your transactions and personal data will be kept secure under Hong Kong's Personal Data (Privacy) Ordinance and the protection of Mastercard rules and standards

Pay safely everywhere

Secret Card, the multi-currency prepaid card, is acceptable at any Mastercard merchants worldwide

Control your expenses wisely

By loading money onto Secret Card in advance, you will be able to set your spending limit and keep your budget under control;You can also use our "Secret Card" app to check your transcation records and control your expenses

Special discounts & VIP Services

Show your Secret Card to our designated merchants and enjoy exclusive VIP services

Required Documents
Please provide the copy of your ID Card OR passport, and Current Residential Address Proof issuesd within 3 months

Hong Kong Permanent Resident

Please provide the following valid documents:

Hong Kong Permanent Identity Card

According to the HKMA, you are required to provide the copy of your Hong Kong Identity Card when applying for prepaid card (If annual transaction volumes are below HKD100,000)

Address Proof within 3 Months

You are required to provide the copy of your Current Residential Address issued within 3 months (eg. Bills, Bank statement)

Non-Hong Kong Permanent Resident

Please provide the following valid documents:

Valid Passport or Travel Documents

According to the HKMA, you are required to provide the copy of Passport or Travel Documents when applying for prepaid card (If annual transaction volumes are below HKD100,000)

Identity Card with your photograph

According to the HKMA, you are required to provide the copy of Passport or Travel Documents when applying for prepaid card (If annual transaction volumes are below HKD100,000)

Address Proof within 3 Months

You are required to provide the copy of your Current Residential Address issued within 3 months (eg. Bills, Bank statement)

Apply Online

Secret Card

The Chic Secret Card is a perfect demonstration of your prestige identity

Secret Card Mastercard Prepaid Card

Store value up to HKD75,000 and no application fee

I acknowledge that I have read and agree to the Secret Card TERMS and CONDITIONS
Secret Card Fee Table
Categories Amount
NewCardActivation
ApplicationFee Free
Activation Fee Free
Initial Top-Up Fee (First top-up amount must be HKD500 orabove) Free
PIN IssueFee Free
Application Cancellation Fee (Within 15 days ofactivation) Free
Deposit / Top-Up / Transfer
Secret Card Remittance Shops Free
Card to Card Transfer (Only available for samecardholder) Free
Transaction
Domestic Transaction (Within Hong Kongborder) Free
Overseas Transaction (Outside Hong Kongborder) Free
Currency Conversion Fee1 1.95%
Categories Amount
AdministrativeFee
Expired CardRenewal Fee Free
ATM PIN Reset HKD30
Lost Card and Re-issue Fee HKD50
Card Cancellation Fee (Including redemptionfee) 1% or MinimumHKD100
Domestic ATM Service (Within Hong Kongborder) 1% or MinimumHKD30
Overseas ATM Service (Outside HongKong border) 1% or MinimumHKD30 + Currency ConversionFee
Inactive Fee2 - (ChargedMonthly) HKD30
Investigation Fee33 HKD300
OtherService
24/7 Customer Service Hotline Free
Online Balance Free

1 Currency conversion rate is the exchange rate announced by Mastercard® on the date when the transaction is completed. Besides the rate, any overseas transaction (outside Hong Kong) will be charged additional 1.95% as currency conversion fee. The amount of currency conversion charged may vary between countries.

2 If your Secret Card Mastercard® Prepaid Card has been idled for over 12 months, an inactive fee will be charged monthly starting from the 13th month.

3 A HKD300 investigation fee will be charged prior to any investigation. The fee will be returned to your prepaid card unconditionally if the investigation result shows a system error. Moreover, Mastercard® may require additional charges upon various chargebacks. Investigation and refund duration may vary according to different situations.

˙ Secret Card Mastercard Prepaid Card is issued by UniCard Solution Limited. UniCard Solution Limited is registered in Hong Kong and has obtained the Mastercard® Issuer License and HKMA SVF License, SVF 0009. UniCard reserves the right to allege, limit or alter charging patterns, and reserves the right of suspension services with or without any prior notification.

UniCard reserves the right to alter all information related to fees, terms and conditions at any time with or without any prior notification.

Top-Up Method

Top-Up Method 2: SecretCard Faster Payment System (FPS)

With Faster Payment System, you can top-up your SecretCard MasterCardⓇ Prepaid Card from your internet banking by using your SecretCard MasterCardⓇ Prepaid Card No. & select receiving bank UniCard Solution Limited (934).

Immediate top-up SecretCard MastercardⓇ Prepaid Card with SecretCard Card No.:

  1. Login to your Internet banking / bank mobile app
  2. Select “Fund Transfer” > “FPS / 轉數快” function
  3. Enter your SecretCard MasterCardⓇ Prepaid Card No.
  4. Select receiving bank "UniCard Solution Limited - 934".
  5. Enter the amount for topping-up SecretCard MastercardⓇ Prepaid Card
  6. Submit the transaction
  7. Email notification will be sent if top-up is successful

List of banks that support Credit Transfer to "UniCard Solution Limited - 934":

  1. Bank of China (Hong Kong) Limited
  2. Bank of Communications (Hong Kong) Limited
  3. China Construction Bank (Asia) Corporation Limited
  4. Chong Hing Bank Limited
  5. Citibank (Hong Kong) Limited
  6. Dah Sing Bank Limited
  7. Hang Seng Bank Limited
  8. Industrial and Commercial Bank of China (Asia) Limited
  9. Shanghai Commercial Bank Limited
  10. Standard Chartered Bank (Hong Kong) Limited
  11. The Bank of East Asia, Limited
  12. The Hong Kong and Shanghai Banking Corporation Limited
FAQ
  • What is Secret Card Mastercard Prepaid Card?

    Secret Card, a reloadable card, operates on the standard Mastercard networks. It is not linked to your bank account or credit account

  • How Secret Card keeps my information secure?

    All transaction records and personal information are protected by Mastercard and UniCard Solution Limited. By using Secret Card at ATMs and through POS Machines worldwide, you are required to enter a correct PIN

  • How does Secret Card work?

    You load money in advance onto Secret Card. Each time the card is used, the value of the purchase is deducted directly from the money available on the card until the card balance is "0". There is no overdraft service. Secret card can be used at any point of sales (POS) or any location that displays the Mastercard Acceptance Mark

  • What types of fees do Secret Card charges?

    All fees can be viewed on 'Secret Card Mastercard Prepaid Card Fee Table'

  • How do I manage my 'Secret Card' account?

    You can transact with and manage your Secret Card account using our "Secret Card" app(coming soon). The app allows you to update your personal information, check transaction record and manage your expenses. (Check Your Balance: https://unisoft.unicard.hk/)

About us

UniCard Solution Limited

Secret Card was launched by UniCard Solution Limited


UniCard Solution Limited offers a range of card service solutions that are designed to benefit both businesses and consumers by replacing traditional payment methods such as cash, bank transfer and cheque